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Thank you for your listening.【答案】To Be a Smart Financial PlannerI am honoured to have'the opportunity to talk about the importance of financial planning as a smart financialplanner.Being careful with money can make us keep calm before impulse buying.We always be regretful after I buysome bargains that we don't need at all.Of course,those thrifty awareness is important for students who getfinancial supports from parents.Profuseness in daily life will make us forget the painstaking in making money.Being too careful may lower our living conditions in a degree.But as a whole,it has a lot of benefits.In this way,we have to be frugal and we will be a smart financial planner.Thank you for your listening.【解析】【导语】本篇书面表达属于应用文。要求考生就英文报正举办主题为“做一个聪明的理财规划师”的演讲比赛写一篇演讲稿参赛。【详解】1.词汇积累保持平静：keep calm→stay calm后悔的：regretful→penitent节俭的：thrifty→economical降低：lower-→downgrade2.句式拓展同义句转换原句：Being too careful may lower our living conditions in a degree.拓展句：Our living conditions may be lowered in a degree by being too careful..【点睛】【高分句型I】Being careful with money can make us keep calm before impulse buying.(运用了动名词作主语)【高分句型2】We always be regretful after I buy some bargains that we don't need at al.(运用了that引导的限制性定语从句和after引导的时间状语从句)第二节（满分25分）47.阅读下面材料，根据其内容和所给段落开头语续写两段，使之构成一篇完整的短文。It was a summer afternoon a long time ago.I was a little boy watching my favourite rerun(on our tiny